Free & Easy-to-Use Financial Tools to Manage Your Money
It's your money — take control with simple, powerful financial tools.
Our Financial Tools
Discover a curated collection of powerful and easy-to-use financial tools designed to help you take control of your money. Whether you're planning for your future with a savings goal tracker, calculating how long your funds will last with a burn rate calculator, or simply keeping tabs on your monthly expenses, this toolkit puts everything in one place. Each tool is crafted to be intuitive and insightful — giving you clarity and confidence in your financial decisions
CD Calculator
Calculate the interest and final balance of your Certificate of Deposit based on term and rate.
Buy vs Rent Calculator
Compare the long-term costs of renting versus buying a home to make informed decisions.
Savings Goal Tracker
Track your savings progress and stay motivated as you work toward your financial goals.
Emergency Fund Calculator
Estimate how much you should set aside for unexpected expenses and life’s curveballs.
Burn Rate Calculator
Calculate how long your savings will last based on your monthly expenses and income.
Monthly Expense Calculator
Track and categorize your monthly spending to manage your budget more effectively.
The Right Tools for Everyone: Your Personalized Path to Financial Success
Our comprehensive suite of money management tools is designed to help you plan, save, and grow your wealth—no matter your starting point. Whether you're building your first emergency fund, investing in your future, or simply tracking your day-to-day expenses, our intuitive financial calculators and planning tools can guide you every step of the way. Start your journey towards financial freedom and security with tools built for every goal and lifestyle.
Build Financial Confidence
Using tools to track spending and plan ahead empowers you to feel more secure and in control of your finances.
Discover Hidden Savings
Small insights and tweaks can help you identify spending leaks and save more for what matters.
Make Informed Decisions
With clear data and simple visualizations, you can compare scenarios, test goals, and confidently choose your next steps.
Why use our tools?
Our free online financial tools are designed to simplify your personal finance journey. Whether you're budgeting monthly expenses, planning your savings goals, calculating your emergency fund, or analyzing your financial runway, our calculators give you accurate, real-time insights to make smarter money decisions. No sign-ups, no fluff — just fast, user-friendly tools to help you track, plan, and grow your financial health. Perfect for anyone looking for budgeting tools, savings trackers, or financial planning calculators that actually work
Frequently Asked Questions
Below are answers to common questions about how to use our tools, access updates, and manage your financial goals with confidence.
1
What is Your Money Tools and how does it work?
Your Money Tools is a free collection of simple calculators and planners that help you manage savings, track expenses, and plan for future financial goals. All tools are accessible directly through your browser—no signup required.
2
Do I need to create an account to use the tools?
No account is needed. All features are currently free and available to use anonymously. We believe in keeping financial planning simple and accessible.
3
Can I trust the results from the calculators?
Our tools use standard formulas and logic widely accepted in personal finance. While they provide accurate estimates, they're intended for guidance—not as professional financial advice.
4
Will my information be saved or shared?
No. We don’t store any of your personal data or calculations. Everything runs in your browser, and your privacy is 100% respected.
5
How often are the tools updated?
We actively maintain and update the tools to improve accuracy and usability. You can follow us on social media or subscribe to our newsletter for updates.